Insurance is where car rental pricing stops being simple. Two offers that look identical at 25 euros a day can differ by 1,200 euros in blocked deposit and 900 euros in excess - and you only discover the difference at the counter, or worse, after a parking scratch.

This is the complete, plain-English guide to how our insurance works at WeOneRent (Alicante and Costa Blanca): every package, every number, and every payment method - so you can decide in two minutes at booking and never think about it again.

Two numbers that matter more than the daily rate

Deposit (card hold). The amount frozen on your card at pickup and released after return. Big airport chains typically hold 800-1,200 euros for your entire trip; the release can take up to two weeks after drop-off.

Excess (deductible). The maximum you pay out of pocket if the car is damaged. Zero excess means exactly that: a dent, a scratch, a parking mishap - you pay nothing.

The four packages side by side

All prices include Spanish VAT (IVA 21 percent). Every package comes with a full-to-full fuel policy and 200 km per day included, counted cumulatively across your rental - a week gives you a 1,400 km allowance. Premium removes the daily cap entirely, up to 4,000 km per month.

Glass and tires: covered on every package

A stone chip on the motorway and a kerbed tire are the two most common incidents on Spanish roads - and the two classic exclusions in traditional rental contracts. We cover glass and tire damage with zero excess on all four packages, including the cheapest one. No upsell at the counter, because there is no counter.

Body damage, theft and vandalism

Bodywork damage - the classic parking-lot scrape - is covered by the collision damage waiver: from the Zero Deposit package with a 500 euro excess, and on Premium with none at all. For theft or vandalism, Spanish law requires a police report (denuncia); file it, notify us right away, and we handle the process and keep you moving.

Why no credit card is ever required

Traditional rental companies insist on credit cards for one reason only: the deposit hold. Remove the deposit and the credit-card requirement disappears with it. That is our model: pay with a debit card (Revolut and N26 included), Apple Pay, Google Pay, or cash at handover. On Zero Deposit and Premium packages, not a single euro is blocked on your card - your holiday budget stays yours.

Which package fits which traveler

Essential suits confident drivers who want the lowest daily rate and accept a hold and a higher excess. Comfort adds roadside assistance and shrinks both numbers. Zero Deposit is our default and most popular choice: nothing frozen, a manageable excess. Premium is the zero-worry option for long itineraries: no deposit, no excess, no daily mileage cap.

Frequently asked questions

Is Premium a full coverage with zero excess?
Yes. Zero excess, zero deposit, no card hold, and no daily mileage limit (up to 4,000 km per month).

Can I rent with a debit card only?
Yes. Debit card, Apple Pay, Google Pay or cash - a credit card is never required on any package.

What is the minimum rental period?
Three days. It keeps a small, well-maintained fleet available and prices flat.

What about underbody, roof or lost keys?
Edge cases are confirmed in writing before you book - message us on WhatsApp and you will get the full terms, black on white.

Where can I pick up the car?
Alicante Airport arrivals (free delivery, 24/7) or any of 11 locations across Costa Blanca, Valencia and Murcia.

The bottom line

Good rental insurance is not about paying more - it is about knowing exactly what happens when something goes wrong. With glass and tires covered everywhere, two packages that never touch your card, and one with zero excess, the decision takes two minutes at booking on weonerent.es. Related reading: our no-deposit guide for German travelers and the deep dive on our fleet.